{"id":14278,"date":"2022-11-01T03:45:00","date_gmt":"2022-10-31T20:45:00","guid":{"rendered":"https:\/\/fintech.smartosc.com\/?p=14278"},"modified":"2022-12-29T14:43:22","modified_gmt":"2022-12-29T07:43:22","slug":"chien-luoc-phat-trien-ngan-hang-cho-toi-2025","status":"publish","type":"post","link":"https:\/\/fintech.smartosc.com\/vi\/chien-luoc-phat-trien-ngan-hang-cho-toi-2025\/","title":{"rendered":"Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng cho t\u1edbi 2025"},"content":{"rendered":"<p>Ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u00f3 nh\u1eefng quy\u1ebft \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 <strong>chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng <\/strong>cho t\u1edbi 2025. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y bao h\u00e0m r\u1ea5t nhi\u1ec1u m\u1ee5c ti\u00eau quan tr\u1ecdng, cho c\u1ea3 hai \u0111\u1ed1i t\u01b0\u1ee3ng ch\u00ednh l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u0169ng nh\u01b0 nh\u1eefng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. C\u00f9ng t\u00ecm hi\u1ec3u k\u1ef9 h\u01a1n v\u1ec1 nh\u1eefng \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n trong v\u00f2ng 3 n\u0103m t\u1edbi c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam.<\/p>\n\n\n\n<h2><strong>\u0110\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc<\/strong><\/h2>\n\n\n\n<p>Theo chi\u1ebfc l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng \u0111\u1ebfn n\u0103m 2025, c\u00e1c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ph\u1ea3i \u0111\u1ea3m b\u1ea3o ho\u00e0n th\u00e0nh m\u1ee5c ti\u1ec7c hi\u1ec7n \u0111\u1ea1i h\u00f3a theo h\u01b0\u1edbng: c\u00f3 m\u00f4 h\u00ecnh t\u1ed5 ch\u1ee9c ph\u00f9 h\u1ee3p, c\u01a1 ch\u1ebf v\u1eadn h\u00e0ng \u0111\u1ed3ng b\u1ed9, ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a th\u1ecb tr\u01b0\u1eddng x\u00e3 h\u1ed9i ch\u1ee7 ngh\u0129a. Ho\u00e0n th\u00e0nh m\u1ee5c ti\u00eau ki\u1ec3m so\u00e1t t\u1ed1t l\u1ea1m ph\u00e1t, \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh, \u0111\u1ea3m b\u1ea3o ho\u00e0n th\u00e0nh tr\u00e1ch nhi\u1ec7m gi\u00e1m s\u00e1t c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n, h\u1ec7 th\u1ed1ng giao d\u1ecbch c\u1ee7a n\u1ec1n kinh t\u1ebf.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image alignwide size-full\"><img width=\"640\" height=\"427\" src=\"https:\/\/fintech.smartosc.com\/wp-content\/uploads\/2022\/10\/image-116.jpeg\" alt=\"CHI\u1ebeN L\u01af\u1ee2C PH\u00c1T TRI\u1ec2N NG\u00c2N H\u00c0NG CHO T\u1edaI 2025\" class=\"wp-image-14295\" srcset=\"https:\/\/fintech.smartosc.com\/wp-content\/uploads\/2022\/10\/image-116.jpeg 640w, https:\/\/fintech.smartosc.com\/wp-content\/uploads\/2022\/10\/image-116-18x12.jpeg 18w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption><meta charset=\"utf-8\"><em>C\u00e1c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc ph\u1ea3i \u0111\u1ea3m b\u1ea3o th\u1ec3 hi\u1ec7n \u0111\u01b0\u1ee3c s\u1ef1 ch\u1ee7 \u0111\u1ed9ng, t\u00ednh \u0111\u1ed9c l\u1eadp&nbsp;<\/em><\/figcaption><\/figure>\n\n\n\n<p>C\u00e1c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc ph\u1ea3i \u0111\u1ea3m b\u1ea3o th\u1ec3 hi\u1ec7n \u0111\u01b0\u1ee3c s\u1ef1 ch\u1ee7 \u0111\u1ed9ng, t\u00ednh \u0111\u1ed9c l\u1eadp c\u0169ng nh\u01b0 tr\u00e1ch nhi\u1ec7m gi\u1ea3i tr\u00ecnh v\u1ec1 c\u00e1c m\u1ee5c ti\u00eau li\u00ean quan \u0111\u1ebfn ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7. T\u0103ng c\u01b0\u1eddng hi\u1ec7u qu\u1ea3 thanh tra, m\u1edf r\u1ed9ng ph\u1ea1m v\u1ecb gi\u00e1m s\u00e1t c\u1ee7a ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi c\u00e1c t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh. M\u1ee5c ti\u00eau \u0111\u1ebfn cu\u1ed1i n\u0103m 2025, c\u00e1c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc ph\u1ea3i ho\u00e0n th\u00e0nh vi\u1ec7c tu\u00e2n th\u1ee7 nguy\u00ean t\u1eafc gi\u00e1m s\u00e1t hi\u1ec7u qu\u1ea3 theo Basel. \u0110\u1ea9y m\u1ea1nh c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00f9ng \u0111\u1ebfn ti\u1ec1n m\u1eb7t, t\u1ed1i \u01b0u h\u00f3a h\u1ec7 th\u1ed1ng m\u1ea1ng l\u01b0\u1edbi ATM v\u00e0 POS.&nbsp;<\/p>\n\n\n\n<p>\u0110\u1ea3m b\u1ea3o c\u00f3 s\u1ef1 t\u0103ng tr\u01b0\u1edfng v\u1ec1 m\u1eb7t s\u1ed1 l\u01b0\u1ee3ng ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5, s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng. T\u1eadp trung ph\u00e1t tri\u1ec3n c\u00e1c nh\u00f3m d\u1ecbch v\u1ee5 ph\u00f9 h\u1ee3p v\u1edbi nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u1edf n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u v\u00f9ng xa, \u0111i\u1ec1u ki\u1ec7n kinh t\u1ebf c\u00f2n g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, tr\u1edf ng\u1ea1i.&nbsp;<\/p>\n\n\n\n<h2><strong>\u0110\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng<\/strong><\/h2>\n\n\n\n<p>Theo <strong>chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng<\/strong> \u0111\u01b0\u1ee3c ch\u00ednh ph\u1ee7 \u0111\u1ec1 c\u1eadp trong v\u0103n b\u1ea3n g\u1ea7n nh\u1ea5t. H\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ea7n n\u00e2ng cao h\u01a1n n\u1eefa s\u1ef1 minh b\u1ea1ch, t\u00ednh c\u1ea1nh tranh nh\u01b0ng v\u1eabn c\u1ea7n tu\u00e2n th\u1ee7 c\u00e1c nguy\u00ean t\u1eafc, chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf \u0111\u1ec3 \u0111\u1ea1t k\u1ebft qu\u1ea3 t\u1ed1t trong vi\u1ec7c qu\u1ea3n tr\u1ecb v\u00e0 ho\u1ea1t \u0111\u1ed9ng. N\u1ed7 l\u1ef1c ph\u1ea5n \u0111\u1ea5u \u0111\u1ec3 \u00edt nh\u1ea5t ph\u1ea3i c\u00f3 \u0111\u01b0\u1ee3c 2-3 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i n\u1eb1m trong top 100 c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t khu v\u1ef1c ch\u00e2u \u00c1 v\u1ec1 t\u1ed5ng t\u00e0i s\u1ea3n, trong giai \u0111o\u1ea1n t\u1eeb \u0111\u1ea7u \u0111\u1ebfn cu\u1ed1i n\u0103m 2025. Th\u00eam n\u1eefa, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u1ea7n ph\u1ea3i \u00e1p d\u1ee5ng Basel II theo ph\u01b0\u01a1ng ph\u00e1p ti\u00eau chu\u1ea9n. N\u1ebfu c\u00f3 th\u1ec3 ph\u1ea3i c\u1ed1 g\u1eafng tri\u1ec3n khai th\u00ed \u0111i\u1ec3m Basel II theo ph\u01b0\u01a1ng ph\u00e1p n\u00e2ng cao.<\/p>\n\n\n\n<figure class=\"wp-block-image alignwide size-full\"><img width=\"960\" height=\"600\" src=\"https:\/\/fintech.smartosc.com\/wp-content\/uploads\/2022\/10\/image-103.png\" alt=\"CHI\u1ebeN L\u01af\u1ee2C PH\u00c1T TRI\u1ec2N NG\u00c2N H\u00c0NG CHO T\u1edaI 2025\" class=\"wp-image-14294\" srcset=\"https:\/\/fintech.smartosc.com\/wp-content\/uploads\/2022\/10\/image-103.png 960w, https:\/\/fintech.smartosc.com\/wp-content\/uploads\/2022\/10\/image-103-768x480.png 768w, https:\/\/fintech.smartosc.com\/wp-content\/uploads\/2022\/10\/image-103-18x12.png 18w\" sizes=\"(max-width: 960px) 100vw, 960px\" \/><figcaption><meta charset=\"utf-8\"><em>Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 nhi\u1ec1u \u0111i\u1ec3m \u0111\u00e1ng l\u01b0u t\u00e2m&nbsp;<\/em><\/figcaption><\/figure>\n\n\n\n<p>Ph\u00e2n b\u1ed5 ngu\u1ed3n v\u1ed1n h\u1ee3p l\u00fd \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o c\u00e1c y\u00eau c\u1ea7u v\u1ec1 ph\u00e1t tri\u1ec3n kinh t\u1ebf &#8211; x\u00e3 h\u1ed9i. Th\u00fac \u0111\u1ea9y c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh ng\u00e2n h\u00e0ng xanh, t\u00edn d\u1ee5ng xanh nh\u1eb1m ti\u1ebfn d\u1ea7n \u0111\u1ebfn vi\u1ec7c chuy\u1ec3n h\u01b0\u1edbng n\u1ec1n kinh t\u1ebf sang t\u0103ng tr\u01b0\u1edfng xanh. T\u1eadp trung t\u1ef7 tr\u1ecdng t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng v\u00e0o c\u00e1c h\u01b0\u01a1ng tr\u00ecnh t\u00e1i t\u1ea1o n\u0103ng l\u01b0\u1ee3ng s\u1ea1ch. \u0110\u1ea3m b\u1ea3o c\u00f3 th\u1ec3 l\u1ed3ng gh\u00e9p c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh v\u1ec1 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, h\u1ea1n ch\u1ebf bi\u1ebfn \u0111\u1ed5i kh\u00ed h\u1eadu th\u00f4ng qua c\u00e1c d\u1ef1 \u00e1n vay v\u1ed1n. T\u1eebng b\u01b0\u1edbc t\u1ea1o d\u1ef1ng v\u1ecb th\u1ebf c\u1ee7a Vi\u1ec7t Nam v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf v\u1ec1 ti\u1ec1n t\u1ec7, \u0111\u1ea9y m\u1ea1nh h\u1ed9i nh\u1eadp qu\u1ed1c t\u1ebf trong t\u01b0\u01a1ng lai g\u1ea7n.&nbsp;<\/p>\n\n\n\n<h2><strong>L\u1eddi k\u1ebft<\/strong><\/h2>\n\n\n\n<p>N\u1ed9i dung b\u00e0i vi\u1ebft \u0111\u00e3 n\u1ebfu chi ti\u1ebft c\u00e1c <strong>chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n nh\u00e2n h\u00e0ng<\/strong> \u0111\u1ebfn n\u0103m 2025 \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u0169ng nh\u01b0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. D\u1ef1a tr\u00ean nh\u1eefng y\u00eau c\u1ea7u c\u1ee7a ch\u00ednh ph\u1ee7, hy v\u1ecdng \u0111\u1ebfn n\u0103m 2025. h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam s\u1ebd c\u00f3 nh\u1eefng b\u01b0\u1edbc ph\u00e1t tri\u1ec3n r\u00f5 r\u1ec7t, m\u1ea1nh m\u1ebd. T\u1ea1i trang website: <strong><a href=\"https:\/\/fintech.smartosc.com\/vi\/lien-he\/\" target=\"_blank\" rel=\"noreferrer noopener\">SMARTOSC Fintech<\/a> <\/strong>\u0111ang c\u00f3 r\u1ea5t nhi\u1ec1u gi\u1ea3i ph\u00e1p chuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e2n h\u00e0ng, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 \u0111\u1ec3 bi\u1ebft th\u00eam th\u00f4ng tin chi ti\u1ebft.&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u00f3 nh\u1eefng quy\u1ebft \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng cho t\u1edbi 2025. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y bao h\u00e0m r\u1ea5t nhi\u1ec1u m\u1ee5c ti\u00eau quan tr\u1ecdng, cho c\u1ea3 hai \u0111\u1ed1i t\u01b0\u1ee3ng ch\u00ednh l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc c\u0169ng nh\u01b0 nh\u1eefng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. C\u00f9ng t\u00ecm hi\u1ec3u k\u1ef9 h\u01a1n v\u1ec1 [&hellip;]<\/p>","protected":false},"author":4,"featured_media":14296,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":""},"categories":[60],"tags":[672,671,637,670,632,657,650,656],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng cho t\u1edbi 2025 - SmartOSC Fintech<\/title>\n<meta name=\"description\" content=\"Ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u00f3 nh\u1eefng quy\u1ebft \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng cho t\u1edbi 2025. Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y bao h\u00e0m r\u1ea5t nhi\u1ec1u m\u1ee5c ti\u00eau\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fintech.smartosc.com\/vi\/chien-luoc-phat-trien-ngan-hang-cho-toi-2025\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng cho t\u1edbi 2025 - SmartOSC Fintech\" \/>\n<meta property=\"og:description\" content=\"Ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u00f3 nh\u1eefng quy\u1ebft \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n ng\u00e2n h\u00e0ng cho t\u1edbi 2025. 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