Loan Origination System
MORE CUSTOMERS
AT LOWER COSTS
more than 50% loan customers
Improficient
Taxing application with manual processes and branch visits
CUSTOMER ACQUISITION
workflow design
Configure loan origination process for each customer group or products
Credit scoring
Leverage internal and third-party data to accurately evaluate potential customers
Decision engine
A system to design and execute business rules, as well as combine them with workflows to allow flexibility
Form design
Drag and drop form design tailored to each product and adjustable when organizational goals change
OMNI-CHANNEL MANAGEMENT
Overcome problems with existing loan origination solution: scalability and adaptability
DIGITAL ACQUISITION
Online application UI supported by full-fledged eKYC optimized for speed and approachability
PRE-SCREENING
Summary review with KO rules, adding information for dependents and collaterals
PRELIMINARY DECISION
Credit bureau record call, preliminary decisions based on various criteria and document validation
VERIFICATION
Verification and review
FINAL DECISION
Branch or final decision issue and communication
DISBURSEMENT
Data input, documents generation, digital signature and disbursement data extracting
